Home Selling

List for 1% and Buy with ZERO Closing Costs

Estimated reading time:
9
min
|
Authored by:
Tyler Todd
Published on
January 27, 2026
List for 1% with CapCenter

Selling one home and buying the next is one of the most financially significant decisions most people will ever make. Yet the traditional process is rarely designed with the homeowner in mind. It involves a long list of third parties, each handling a narrow piece of the transaction and each charging their own fees. Real estate agents, lenders, settlement companies, title providers, and insurers all operate independently, with no single party accountable for the full outcome. Costs add up quickly, timelines become difficult to coordinate, and the process often feels more complicated than it should be.

CapCenter rebuilt this process around our clients and their savings. By bringing real estate and mortgage services together under one roof, we created a coordinated approach that reduces unnecessary costs and simplifies the entire move. When clients use CapCenter to list their home and then buy and finance their next home with CapCenter, they can list for just 1 percent and buy with ZERO Closing Costs. For clients who only need help selling, CapCenter also offers a standalone listing option at 1.5 percent.

1% Listing Fee

Experience That Drives Results

Selling a home successfully requires strong pricing decisions, market knowledge, and the ability to manage negotiations and timelines with precision. CapCenter’s real estate team closes significantly more transactions than the average agent, and that experience matters.

Higher transaction volume leads to sharper judgment, better anticipation of issues, and more confidence when navigating offers and counteroffers. Agents are supported by in house marketing, operations, and compliance teams that handle the details behind the scenes, allowing them to stay focused on advising clients and moving deals forward.

Client reviews consistently highlight professionalism, responsiveness, and clarity. Homeowners often mention how confident they felt throughout the process, especially during negotiations and critical decision points.

1% List Savings

The impact of a lower listing fee is immediate and easy to understand.

On a $400,000 home, a traditional 3 percent listing fee totals $12,000. With CapCenter’s 1 percent listing, that fee is $4,000, a savings of $8,000. On a $600,000 home, the savings grow to $12,000. On an $800,000 home, the difference reaches $16,000.

This is equity homeowners have already earned. CapCenter’s approach ensures that more of it stays with the client rather than being absorbed by outdated commission structures.  

Curious about how much you could save? Explore your savings with our online savings calculator.

Sell Buy and Finance with CapCenter

CapCenter’s 1 percent listing offer is available when clients use CapCenter to help them sell their current home and buy and finance their next home. This structure allows the entire transaction to be aligned around efficiency, coordination, and client savings, rather than treating each step as a disconnected service.

For homeowners who are only selling and not purchasing their next home through CapCenter, our standalone listing option is 1.5 percent. Even in that scenario, the savings compared to traditional listing fees are substantial.

Buy with ZERO Closing Costs

ZERO Closing Costs Are What CapCenter Is Known For

CapCenter has built its reputation on ZERO Closing Cost mortgages. This is not a special incentive tied only to selling a home. CapCenter offers ZERO Closing Cost loans every day for buyers, homeowners refinancing, and clients accessing their home equity. It is a foundational part of how we do business and one of the primary ways we save our clients money.

Closing costs typically include lender fees, underwriting, processing, settlement services, and other charges required to finalize a mortgage. In a traditional loan, these costs often total 2 to 3 percent of the loan amount.

On a $500,000 purchase, that can mean $10,000 to $15,000 due at closing. CapCenter’s ZERO Closing Cost mortgage eliminates those lender controlled costs, keeping that money with the client instead of rolling it into unnecessary fees. Explore your savings with our mortgage calculator.

How ZERO Closing Costs Fit Into the List and Buy Experience

When clients use CapCenter to sell their home and then buy their next home with CapCenter, the savings compound. Lower listing fees on the sale and ZERO Closing Costs on the purchase work together to significantly reduce the total cost of moving.

Importantly, the ZERO Closing Cost benefit applies regardless of whether a client is selling, buying, refinancing, or accessing home equity. The difference when listing and buying with CapCenter is that the entire transaction is coordinated under one roof, maximizing both financial and practical savings.

A Smoother, More Coordinated Purchase

On the buying side, CapCenter’s real estate agents and mortgage team work together throughout the transaction to keep everything moving smoothly. This coordination matters. It reduces back and forth, minimizes delays, and helps ensure that financing, contract terms, and closing timelines stay aligned.

Clients save time because communication is streamlined. They save money because issues are addressed early, before they become costly problems. The result is a purchase experience that feels controlled and hassle free, even in competitive markets.

When your agent and mortgage team are working as one, the process becomes simpler, clearer, and far less stressful. That coordination is a key reason CapCenter clients consistently describe their experience as easy, efficient, and well managed.

A Process Built Around Clients and Their Savings

Designed for Simplicity and Ease

CapCenter’s process is intentionally designed to be straightforward. Selling and buying are treated as one coordinated move rather than two separate transactions. Real estate and mortgage teams communicate continuously, aligning timelines, expectations, and next steps from the beginning.

This structure reduces friction, limits last minute surprises, and creates a smoother experience overall. Clients know who they are working with, what comes next, and how each decision fits into the larger picture.

Clients Keep Coming Back

Many CapCenter clients return for future transactions and refer friends and family. That loyalty is built on trust developed through clear communication, consistent execution, and meaningful savings.

Reviews frequently mention the ease of the process, the professionalism of the teams, and the confidence clients felt throughout the transaction. The financial benefits are significant, but so is knowing that the process is designed to work in the client’s best interest.

The Bottom Line

Selling and buying a home does not have to mean giving up tens of thousands of dollars in fees or navigating a fragmented process. CapCenter’s integrated approach delivers real savings on both sides of the transaction while providing clear guidance from start to finish.

When clients choose CapCenter, they are choosing a model built around efficiency, transparency, and client outcomes. It is a smarter way to move, with savings and simplicity at the center of every decision. If you are thinking about selling, contact CapCenter today and speak with one of our realty or mortgage experts.

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