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3.5
%

Down payment

97.5
%

Finance up to

60
%

Debt-to-income

620
+

Credit score

Max loan amount

Ready to get started?

Join 60,000+ homeowners that have saved thousands with CapCenter.
A family celebrating their new home purchased with an FHA Loan.

Why choose CapCenter?

Unbelievable savings.

Most lenders charge closing costs between 1-3% of your loan amount, which can make buying or refinancing expensive. CapCenter offers ZERO Closing Cost mortgages, making homeownership more affordable by saving you thousands.

Competitive interest rates.

Sure they offer Zero Closing Costs, but they probably charge a higher rate, right? The answer is no. We price our interest rates to compete with prevailing market interest rates.

Expert service.

CapCenter has been providing savings and service for over 25 years. Our team is committed to helping you reach your financial goals according to your timeline.

Transparent pricing.

Our website pricing is real-time, accurate, and customized to your unique loan scenario.

Frequently asked questions

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CapCenter - Why pay closing costs if you don't have to? CapCenter is your local provider of mortgage & realty services. Zero Closing Costs, Zero Hassles. Licensed in VA, DC, MD, NC, SC, GA, OH, PA and FL. CapCenter is a top-rated real estate services provider and zero closing costs mortgage lender headquartered in Glen Allen, Virginia near Richmond, Virginia.

Capital Center, L.L.C. Licensed mortgage lender in  Virginia, North Carolina, South Carolina, Maryland, Georgia, Florida,  Ohio, Pennsylvania, and the  District of Columbia,  NMLS ID#67717 (www.nmlsconsumeraccess.org) and a licensed real estate broker in  Virginia, North Carolina, South Carolina, Maryland, and the District of Columbia,  Our primary office is located in Glen Allen, Virginia  near Richmond, Virginia.

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