CapCenter Redesign

No items found.

Qualifying for RefiNow and RefiPossible

RefiNow and RefiPossible loans are reserved for low income applicants. To qualify your annual income must be lower than the Area Median Income (AMI) of your location.

Down payment

Finance up to

Debt-to-income

620

Credit score

$806,500

Max loan amount

Ready to get started?

Join 60,000+ homeowners that have saved thousands with CapCenter.

Apply now

Speak to an expert

A father spending quality time with his daughter.

RefiNow and RefiPossible Benefits

Easier qualification for low credit profiles

You may qualify for a RefiNow or RefiPossible loan with a debt-to-income up to 65%.

Avoid getting your home appraised

Many times you can avoid getting your home appraised with RefiNow or RefiPossible loans.

Lower interest rates

Your interest rate must decrease by at least 0.5% to qualify. These products often offer lower interest rates since they are reserved for low income borrowers.

Why choose CapCenter?

Unbelievable savings.

Most lenders charge closing costs between 1-3% of your loan amount, which can make buying or refinancing expensive. CapCenter offers ZERO Closing Cost mortgages, making homeownership more affordable by saving you thousands.

Competitive interest rates.

Sure they offer Zero Closing Costs, but they probably charge a higher rate, right? The answer is no. We price our interest rates to compete with prevailing market interest rates.

Expert service.

CapCenter has been providing savings and service for over 25 years. Our team is committed to helping you reach your financial goals according to your timeline.

Transparent pricing.

Our website pricing is real-time, accurate, and customized to your unique loan scenario.

Tools & Resources

Rate Alerts

Frequently asked questions

What is the difference between RefiNow and RefiPossible?

The primary difference between the two products is that RefiNow is a Fannie Mae product, and RefiPossible is a FreddieMac product. The qualification, benefits, and pricing are otherwise very similar.

‍

How do I know if my income qualifies for RefiReady or RefiPossible?

In order to qualify, your household income must fall below the Area Median Income (AMI) for your location. Our loan team can help determine your eligibility, but you can look up the median income for your location on the Fannie Mae website.

RefiNow & RefiPossible