When it comes to finding the best mortgage lender in Northern Virginia, homebuyers and homeowners trust CapCenter. Since 1996, we’ve helped Virginia families save thousands with zero closing cost mortgages, competitive rates, and expert guidance - all delivered by local loan officers who understand NOVA and the DC Metro.
CapCenter has been proudly serving Virginia since 1996, no closing cost mortgages and top-rated real estate agents. With a local office right here in Tyson's Corner, VA, our team understands the Washington DC Metro market and is committed to helping Northern Virginia families achieve their homeownership goals.
Keep more cash at the closing table. Our approach helps reduce upfront costs without sacrificing service.
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Backed by a local team of loan officers who understand Fairfax, Alexandria, McLean, and fast-moving neighborhood trends.
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We work to deliver great pricing for purchases and refinances across the DC Metro.
Today's rates in Fairfax, VA
Bundle your no closing cost mortgage with our Northern Virginia Real Estate team for additional savings!
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Since opening our doors in 1996, CapCenter has built a strong track record in Northern VA by delivering affordable home financing with unmatched transparency. Our impact is reflected in the numbers below, showing the trust and confidence local homeowners place in us.
CapCenter has originated over $250 million in mortgages for NOVA residents.
Over 700 NOVA households have trusted CapCenter with their home loan needs.
NOVA residents have saved over $2.5 million with the CapCenter no closing cost model.
Virginia homeowners can use our free online tools to estimate monthly mortgage payments, check real-time mortgage rates, and see how much they could save with CapCenter.
Buying or refinancing a home often comes with plenty of questions. To help, we’ve compiled answers to the most common mortgage questions from homeowners in Northern Virginia — covering everything from loan programs and rates to closing timelines and pre-approvals.
Many lenders serve Northern VA and the DC metro. Homebuyers choose CapCenter for zero closing cost options, competitive rates, and local expertise.
Yes. CapCenter offers zero closing cost home loans for eligible borrowers—ask for a Loan Estimate to compare your total costs.
Many programs start around a 620 FICO. Higher scores can unlock better rates and terms. Our loan officers can review your specific options.
Yes. We serve the entire state of Virginia, including all cities in the DC Metro region such as Fairfax, Alexandria, Arlington, Loundoun County, Falls Church, and more.
Most closings in NOVA can be completed in 30 days or less. At CapCenter, our streamlined process often helps buyers close even faster.
Yes. We provide FHA loans, down payment assistance options, and affordable mortgage options such as HomeReady and HomePossible Loans. Read our article, "Affordable Mortgage Options for First-time Homebuyers," for a detailed explanation of these programs.
